Houma-Thibodaux area

Energy Tax Credit – December 31 Deadline

Energy Tax Credit Deadline Looms

The Dec. 31 expiration of most energy tax credits is driving a mini-boom in home improvements.

The federal tax credit covers 30 percent of the cost of various conservation upgrades, up to maximum of $1,500. In many states, it can be combined with state and energy company credits to potentially double the credit.

Congress is considering a smaller incentive for next year. Currently, the proposed new credit would cover 10 percent of the cost of conservation upgrades to a maximum of $500. The measure has passed the House, but there is no guarantee that it will pass the Senate.

Compliments of Realtor.org

For more information visit:

http://www.realtor.org/rmodaily.nsf/pages/News2010121502?OpenDocument

Great Time to Buy – Before the Rates Get TOO HIGH!

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Rising Rates Could Get Buyers Moving

“Ironically, it could be rising interest rates that finally push home buyers off the fence and into the market.”

While Congress is debating the tax-cut compromise, the financial markets have interpreted the proposal as a development that will likely push mortgage interest rates higher than they have been for months.

Analysts are predicting that buyers will move quickly when it looks like rates are going up and are unlikely to come down. “Once people see this might actually be the bottom, they’ll go for it,” says Paul Dales of Capital Economics.

The average rate for a 30-year fixed loan increased to 4.61 percent in the week ended Thursday, Dec. 9, from 4.46 percent the previous week. The average 15-year rate rose to 3.96 percent from 3.81 percent.

This article compliments of Realtor.org

For More Information Visit:

http://www.realtor.org/RMODaily.nsf/pages/News2010121301?OpenDocument

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